Personal Accident Insurance

This policy provides 24-hour coverage to you and your family members for injury resulting in death or disablement from external, physical and violent means, occurring anywhere in the world. It also extends to reimbursement for medical expenses incurred in connection with such injury..

Death Benefit
Payable upon the death caused by accident within the duration of the policy.

Permanent Disablement
Compensation for total incapacitation resulting from normal and reasonable activities.

Temporary Total Disablement
Compensation for temporary disablement attained in the ordinary course of your business. (This is a weekly benefit).

Medical, Surgical and Hospital Expenses
Medical expenses (including operation fees, cost of medicine, surgical appliances and hospital or nursing home charges) necessarily incurred and expended in connection with any injury by accident within the meaning of the policy.